The Truth About Busing: It Works by Nikole Hannah-Jones
Monthly Archives: July 2019
Megan Rapinoe’s Victory Speech
From the speech:
” … I think I’ll just end with this,” She continued. “This is my charge to everyone: We have to be better. We have to love more, hate less. We have to listen more, talk less. We’ve got to know that this is everybody’s responsibility … to make this world a better place.
“I think this team does an incredible job of taking that on our shoulders and understanding the position that we have and the platform we have in this world.
“There has been so much contention these last few years. I’ve been a victim of that. I’ve been a perpetrator of that. … But it’s time to come together. This conversation is at the next step. We have to collaborate, it takes everybody. … Do what you can … step outside yourself. Be more, be better, be bigger than you’ve ever been before. … .”
Read more and see the video at: https://nesn.com/2019/07/watch-megan-rapinoes-inspirational-speech-at-world-cup-victory-parade/
Spiderman Quotes
‘It’s easy to fool people when they’re already fooling themselves.’ – Quentin Beck (Spider-Man: Far From Home)
‘People, they need to believe. And nowadays, they’ll believe anything.’ – Quentin Beck (Spider-Man: Far From Home)
Save More Tomorrow
An example of how it works:
An employee, therefore, might opt to allocate 50% of any future salary increases to their pension plan – meaning that, should they have a pay rise of 2% in any given year, half of this would go into their wage packet and half into their pension. Importantly, workers do not see any fall in their take home pay as a result of this programme.
https://www.kitces.com/blog/why-planning-to-save-more-tomorrow-and-not-today-may-be-a-better-approach/
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Millions of Americans are effortlessly setting aside money for retirement thanks to the Save More Tomorrow program.
Save More Tomorrow is a behavioral intervention pioneered by Richard Thaler and I that is designed to make saving for retirement as easy and painless as possible. The intervention consists of three central components. First, we ask people to commit now to saving more in the future. This helps them avoid present bias. Second, planned increases in savings rates are linked to future pay raises. This minimizes the influence of loss aversion since take-home pay never decreases. Third, once employees are enrolled in the program, they remain in the program unless they opt-out. This makes good use of inertia. By taking our mental weaknesses into account, Save More Tomorrow helps us overcome them, allowing workers to make financial decisions closely aligned with their financial needs and long-term goals.
This “nudge” has gone on to achieve massive scale. In 2006, it was enshrined into law as part of the Pension Protection Act of 2006, which encouraged companies to adopt the core principles of the program. According to the latest calculations, it’s estimated that Save More Tomorrow has helped approximately fifteen million Americans significantly boost their savings rate.
“Harris says busing should be considered, not mandated”
By ALEXANDRA JAFFE and THOMAS BEAUMONT
AP
…After a Democratic Party picnic Wednesday in West Des Moines, Harris was asked by reporters whether she supports federally mandated busing.
“I think of busing as being in the toolbox of what is available and what can be used for the goal of desegregating America’s schools,” she responded.
Asked to clarify whether she supports federally mandated busing, she replied, “I believe that any tool that is in the toolbox should be considered by a school district.”
https://www.apnews.com/586b1e81cb684654b0cf689b9074c1cb”